Cancer coverage for employees
Pays cash benefits directly to your employees for cancer-related preventative screenings and cancer treatment expenses not covered by traditional health insurance.
Help provide relief from cancer-related expenses
Group Secure 300 Cancer Plan helps to give your employees the extra coverage they need if they or a family member are diagnosed with cancer. Important coverage features include:
Wellness screenings
$50 paid (one time per year, per insured age 18 and over) with documentation of applicable wellness screenings such as mammograms, colonoscopies and pap smears.
Coverage for dependents
Includes unmarried dependents by birth or adoption to age 23 and unmarried dependents incapable of self support. See contract for details.
Benefits
$300 for each day of inpatient hospital cancer care. $100 each day for the following outpatient services: surgery, chemotherapy (excluding oral), radiation therapy and surgical endoscopy procedures.
Fast, complete payments
Allows employees to pay their expenses promptly or use their cash benefit however they choose.
Pays in addition to other coverage
Benefits are paid regardless of how much they receive from other health insurance, including Medicare.
Acceptance guaranteed
Employees are eligible to enroll at initial opportunity, during a qualifying event, or during open enrollment.
High lifetime maximum
Inpatient, outpatient and wellness benefit payments combine for a total lifetime maximum of $250,000 per insured.
Plan details
The Cancer Plan (Secure 300) pays cash if you are treated for cancer.
- $300 inpatient benefits
- $100 outpatient benefits
- Pays in addition to your other coverages
- Cash benefits for wellness screenings*
- Wellness screenings – $50 paid (one time per year, per insured age 18 and over) with documentation that your employees received any applicable wellness screenings such as mammograms, colonoscopies and pap smears. See contract for full list of applicable wellness screenings.
- Inpatient benefits – $300 for each day of inpatient hospital cancer care.
- Outpatient benefits – $100 each day for the following outpatient services: surgery, chemotherapy (excluding oral), radiation therapy and surgical endoscopy procedures. Inpatient, outpatient and wellness benefit payments combine for a total lifetime maximum of $250,000 per insured.
Benefits will not be provided for medical, surgical or hospital services, drugs and devices.
For groups to be eligible for this product, there must be participation greater of 2 or 25% of benefits-eligible employees.
Employees are eligible to enroll at initial opportunity, during a qualifying event, or during open enrollment. Enrollment in Minimum Essential Coverage is required:
- Minimum Essential Coverage is the type of coverage an individual needs to have to meet the individual responsibility requirement under the Affordable Care Act. This includes individual market policies, job-based coverage, Medicare, Medicaid, CHIP, TRICARE and certain other coverage.
Employees may not have duplicate cancer coverage through Blue Cross and Blue Shield of Kansas.
Should an employee be identified as having multiple cancer coverages, the duplicate policy or policies will be cancelled and the premiums will be refunded for each duplicate policy.
Are employees outside of Kansas eligible to enroll?
Yes
What is the rate structure for these plans?
This plan offers composite rates.
Are dependents eligible for coverage?
Coverage is available for employee only, employee & children, employee & spouse, and employee, spouse & children.
When can employees enroll?
Employees are eligible to enroll at initial opportunity, during a qualifying event, or during open enrollment.
Hospital Indemnity Plan
Additional coverage for employees
Dental
We offer a variety of dental plan options, providing comprehensive coverage for most preventive services.
Life Insurance
Term life, accidental death & dismemberment, and dependent life options are offered through Advance Insurance Company of Kansas (AICK).
Contact a representative
Contact a Blue Cross and Blue Shield of Kansas representative with questions or to get a quote.
10+ Employees
Disclaimers
IMPORTANT: This is a fixed indemnity policy, NOT health insurance.
- This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized. You’re still responsible for paying the cost of your care.
- The payment you get isn’t based on the size of your medical bill.
- There might be a limit on how much this policy will pay each year.
- This policy isn’t a substitute for comprehensive health insurance.
- Since this policy isn’t health insurance, it doesn’t have to include most Federal consumer protections that apply to health insurance.
Looking for comprehensive health insurance?
- Visit HealthCare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
- To find out if you can get health insurance through your job, or a family member’s job, contact the employer.
Questions about this policy?
- For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners’ website (naic.org) under “Insurance Departments.”
- If you have this policy through your job, or a family member’s job, contact the employer.
*Applicable Wellness Screenings: $50 benefit paid one time per year, per insured (age 18 and over) for breast ultrasound, breast MRI, mammograms, CA 15-3 (blood test for breast cancer), pap smear, thinprep, biopsy, CEA (blood test for colon cancer), testicular ultrasound, thermography, flexible sigmoidoscopy, colonoscopy, virtual colonoscopy, hemoccult stool specimen.