Physical medicine rider

The provision in the patient's contract that provides limited benefits for physical therapy, physical medicine modalities, occupational therapy, speech therapy, respiratory therapy, approved cardiac rehabilitation, pulmonary rehabilitation, and perceptual therapy. Physical medicine services by a chiropractor, occupational therapist, speech pathologist or physical therapist, such as cold packs, ultrasound, tests and measurements, treatments for speech disorder, etc. are usually applied to this benefit limit annually.